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About
About
Created by the U.S. Congress in 1970, the National Credit Union Administration is an independent federal agency that insures deposits at federally insured credit unions, protects the members who own credit unions, and charters and regulates federal credit unions.
Regulation & Supervision
Regulation & Supervision
The NCUA protects the safety and soundness of the credit union system by identifying, monitoring and reducing risks to the National Credit Union Share Insurance Fund. Backed by the full faith and credit of the United States, the Share Insurance Fund provides up to $250,000 of federal share insurance to millions of account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions.
Analysis
Analysis
The NCUA’s economists and analysts compile data on the credit union system’s financial performance, merger activity, changes in credit union chartering and fields of membership, as well as broader economic trends affecting credit unions. Users can find information on a single credit union or analyze broader nation-wide trends.
Support Services
Support Services
The NCUA provides a number of support services to the credit union system, such as providing training, grants and loans, chartering, and field-of-membership services; maintaining the health and stability of Share Insurance Fund; managing the assets of failed credit unions; and providing emergency liquidity.
Consumers
Consumers
The NCUA works to protect credit union members and consumers, raise awareness of potential frauds, facilitate access to affordable financial services, and educate consumers on the importance of savings and how they can improve their financial well-being.
News
News
Stay up to date on the NCUA's activities by subscribing to the NCUA's Express messages. Read press releases, speeches, testimony, and Annual Reports. Register for upcoming conferences and events.
Cybersecurity Resources
Cybersecurity Resources
Cyberattacks and cybersecurity vulnerabilities pose significant risks to the financial system. Because of vulnerabilities within the credit union industry and the broader financial system to potential cyberattacks, cybersecurity is one of the NCUA’s top supervisory priorities and a top-tier risk under the agency’s enterprise risk-management program.

The Honorable Todd M. Harper, Chairman, Board Member Media Gallery

Chairman Todd M. Harper at the 2024 MDI Symposium — Oct 8, 2024 - NCUA Chairman Todd M. Harper speaks to the audience of the NCUA's 2024 MDI Symposium in Raleigh, North Carolina.

Chairman Todd M. Harper and Vice Chairman Kyle S. Hauptman with members of the Credit Union Association of New Mexico — Sep 19, 2024 - NCUA Chairman Todd M. Harper and Vice Chairman Kyle S. Hauptman met with members of the Credit Union Association of New Mexico following the September 2024 Board meeting.

Chairman Todd M. Harper at the 2024 ACU Congressional Caucus — Sep 9, 2024 - NCUA Chairman Todd M. Harper takes part in a panel discussion with ACU CEO Jim Nussle at the 2024 ACU Congressional Caucus in Washington, D.C.

Chairman Todd M. Harper at the 2024 ACU Congressional Caucus — Sep 9, 2024 - NCUA Chairman Todd M. Harper takes part in a panel discussion with ACU CEO Jim Nussle at the 2024 ACU Congressional Caucus in Washington, D.C.

Chairman Todd M. Harper at the 2024 ACU Congressional Caucus — Sep 9, 2024 - NCUA Chairman Todd M. Harper takes part in a panel discussion with ACU CEO Jim Nussle at the 2024 ACU Congressional Caucus in Washington, D.C.

Chairman Todd M. Harper at the "Agenda for Credit Union Regulation" Event — Feb 6, 2024 - NCUA Chairman Todd M. Harper spoke today at the "Agenda for Credit Union Regulation" event, which the Brookings Institution hosted.

Chairman Todd M. Harper at the "Agenda for Credit Union Regulation" Event — Feb 6, 2024 - NCUA Chairman Todd M. Harper spoke today at the "Agenda for Credit Union Regulation" event, which the Brookings Institution hosted.

Chairman Todd M. Harper & Executive President Ms. Mabel Jiménez Miranda — Apr 26, 2023 - Chairman Todd Harper of the National Credit Union Administration and Executive President Ms. Mabel Jiménez Miranda of the Public Corporation for the Supervision and Insurance of Cooperatives of Puerto Rico signed a memorandum of understanding.

Chairman Todd M. Harper & Executive President Ms. Mabel Jiménez Miranda — Apr 26, 2023 - Chairman Todd Harper of the National Credit Union Administration and Executive President Ms. Mabel Jiménez Miranda of the Public Corporation for the Supervision and Insurance of Cooperatives of Puerto Rico signed a memorandum of understanding.

Chairman Todd M. Harper & Executive President Ms. Mabel Jiménez Miranda — Apr 26, 2023 - Chairman Todd Harper of the National Credit Union Administration and Executive President Ms. Mabel Jiménez Miranda of the Public Corporation for the Supervision and Insurance of Cooperatives of Puerto Rico signed a memorandum of understanding.

Board Member Todd M. Harper — Apr 16, 2020 - NCUA Board Member Todd M. Harper provides remarks from his home during the agency's April 2020 Board meeting.

NCUA Board Member Todd M. Harper — Apr 16, 2020 - NCUA Board Member Todd M. Harper provides remarks from his home during the agency's April 2020 Board meeting.

NCUA Board Member Todd Harper addresses 2020 CUNA GAC — Mar 4, 2020 - NCUA Board Member Todd Harper addresses 2020 CUNA GAC - Speaking before 5,500 attendees of the 2020 Credit Union National Association’s Governmental Affairs Conference, National Credit Union Administration Board Member Todd Harper shares an update on the NCUA and his outlook on the credit union movement.

Board Member Todd M. Harper — Jan 16, 2020 - Board Member Harper discusses his priorities with members of the Carolina Credit Union League in Raleigh, NC.

Members of the Carolinas CUL in Raleigh — Jan 16, 2020 - Group shot with members of the Carolinas CUL in Raleigh, North Carolina.

HAWKEYE HUDDLE with NCUA Board Member Todd Harper — Oct 23, 2019 - HAWKEYE HUDDLE. The Iowa Credit Union League huddled with me on 10/23/19. We talked about cybersecurity assessments, liquidity concerns, and improving regulatory coordination when processing voluntary mergers.

The NCUA's Employee Resource Groups are creating inclusion through connections. — Oct 1, 2019 - DIVERSITY AND INCLUSION IN ACTION. The NCUA's Employee Resource Groups are creating inclusion through connections. ERGs are a smart investment because they lead to higher employee engagement, build leadership skills, advance professional development, and create networking opportunities. If you're at the NCUA, become part of the conversation by joining CULTURA, NCUAPRIDE, VANS, Umoja, and SWAN today. If you're a credit union, let me know if you have ERGs.

NCUA Board Member Todd M. Harper — Sep 30, 2019 - NCUA Board Member Todd M. Harper provides remarks from his home during the agency's April 2020 Board meeting.

(Pictured left to right): Amplify CEO Paul Trylko, Amplify Board Chairman Willie Everett, NCUA Board Member Todd Harper and incoming Amplify Executive Vice President Kendall Garrison. — Sep 1, 2019 - Amplify Credit Union, of Austin, Texas, is empowering women business owners through cooperation among credit unions as well as driving diverse communities and affordable housing. Thank you for hosting me during my Get Into the Field tour. (Pictured left to right): Amplify CEO Paul Trylko, Amplify Board Chairman Willie Everett, NCUA Board Member Todd Harper and incoming Amplify Executive Vice President Kendall Garrison.

Harper CUBG Speech — Aug 1, 2019 - https://www.ncua.gov/about-ncua/diversity-inclusion/credit-union-diversity/voluntary-credit-union-diversity-self-assessment.

NCUA Board Member Todd Harper and Congressman Denny Heck — Aug 1, 2019 - WE’RE LISTENING. NCUA Board Member Todd Harper joined Congressman Denny Heck in August 2019 to answer questions from credit unions about workforce housing, secondary capital, low-income credit unions and cannabis banking.

NCUA Board Member Todd Harper with Congressman Denny Heck — Aug 1, 2019 - WASHINGTON WELCOME. Thanks to the Northwest Credit Union Association, NCUA Board Member Todd Harper met with credit union leaders and answered questions with Congressman Denny Heck about cannabis banking, workforce housing, CECL and subordinated debt.

GETTING FEEDBACK. Board Member Todd Harper — Jul 26, 2019 - GETTING FEEDBACK. Before he joined the NCUA Board, Board Member Todd Harper spent more than 14 years working for former Congressman Kanjorski of Northeastern Pennsylvania. On one of his first trips in the field, Board Member Harper got feedback from credit unions in Wilkes-Barre and Scranton on issues of interest to them like the size of peer groups, FASB’s new rule on credit losses, and NCUA’s training programs.

I’M LISTENING. NCUA Board Member Todd Harper knows that a good regulator listens carefully. — Jul 25, 2019 - I’M LISTENING. NCUA Board Member Todd Harper knows that a good regulator listens carefully. That’s why he recently traveled to Harrisburg to meet with credit unions from Pennsylvania and New Jersey and hear about the issues of interest to them, like the status of FASB’s Current Expected Credit Loss rule, the performance of NCUA’s Guaranteed Notes, and grants made through the Community Development Revolving Loan Fund.

NCUA Board Members J. Mark McWatters (left), Todd M. Harper (right), and Chairman Rodney E. Hood — Jun 26, 2019 - To commemorate the 85th anniversary of the signing of the Federal Credit Union Act, which laid the groundwork for the comprehensive system we have today, NCUA Board Members J. Mark McWatters (left) and Todd M. Harper (right) joined Chairman Rodney E. Hood in cutting the ceremonial cake at the agency’s celebration.

NCUA Board Member Todd Harper meets with John Bratsakis — Jun 20, 2019 - NCUA Board Member Todd Harper meets with John Bratsakis, the CEO and President of the Maryland and DC Credit Union Association, after the NCUA Board meeting in June 2019.

NCUA Board Member Todd Harper — Jun 1, 2019 - NCUA Board Member Todd Harper speaks with representatives of the Illinois Credit Union League about regulatory issues affecting credit unions in Illinois.

NCUA Board Member Todd Harper — Jun 1, 2019 - After discussing issues important to the Michigan Credit Union League and Affiliates, NCUA Board Member Todd Harper got insights from Patty Corkery and Sarah Stevenson about the state of the economy and credit unions in Michigan in early June 2019.

NCUA Board Member Todd Harper — Jun 1, 2019 - NCUA Board Member Todd Harper welcomes the agency’s 2019 summer intern class in June 2019. Mr. Harper advised them to dream big, find and mentor, and put forth a can-do spirit.

NCUA Board Member Todd Harper — Jun 1, 2019 - In June 2019, NCUA Board Member Todd Harper gathered with credit union executives in Wisconsin, to learn more about the issues affecting them locally, including agricultural lending, BSA compliance, and low-income credit union designations.

NCUA Board Member Todd Harper at CUNA Mutual’s headquarters — Jun 1, 2019 - While visiting CUNA Mutual’s headquarters in Madison, Wisconsin, NCUA Board Member Todd Harper spoke to a group of aspiring young credit union leaders about NCUA’s role in keeping the credit union system safe and sound.

Board Member Todd Harper — Jun 1, 2019 - At NCUA's LGBTQ Pride month event, Board Member Todd Harper welcomed and introduced Garrard Conley, the author of the best-selling "Boy Erased" which became an award-winning film. Garrard inspired NCUA staff by sharing his powerful story of how to conquer prejudice and build a more inclusive world.

Board Member J. Mark McWatters and Board Member Todd M. Harper — Apr 9, 2019 - Board Member J. Mark McWatters delivered the oath of office to Board Member Todd M. Harper.

Board Member Todd M. Harper swearing-in ceremony — Apr 8, 2019 - Past and present NCUA leadership attended the swearing-in ceremony for Board Member Todd M. Harper included Board Member Todd M. Harper, former Chairman JoAnne Johnson, former Chairman Michael E. Fryzel, former Chairman Debbie Matz, former Chairman Rick Metsger, former Chairman and current Board Member J. Mark McWatters and Chairman Rodney E. Hood.

NCUA Executive Director Mark Treiche and Board Member Todd M. Harper — Apr 8, 2019 - NCUA Executive Director Mark Treichel provided opening remarks at Board Member Todd M. Harper’s swearing-in ceremony on April 8, 2019. Board Member Harper is the first NCUA staffer to become an NCUA Board Member in the history of the agency.

Board Member Todd M. Harper with former NCUA Chairman Debbie Matz. — Apr 8, 2019 - Board Member Todd M. Harper with former NCUA Chairman Debbie Matz.

Board Member Todd M. Harper — Apr 8, 2019 - Board Member Todd M. Harper shared a light moment with attendees during his remarks after taking the oath of office.

Board Members Todd M. Harper, Board Member J. Mark McWatters and former Board Member and Chairman Michael E. Fryzel. — Apr 8, 2019 - Pictured from left to right: Board Member Todd M. Harper, Board Member J. Mark McWatters and former Board Member and Chairman Michael E. Fryzel.

Board Member Todd M. Harper and Michael P. Radway. — Apr 4, 2019 - Board Member Todd M. Harper greets a guest before taking the oath of office. Pictured: Michael P. Radway.

Board Member Todd M. Harper — Apr 4, 2019 - Board Member Todd M. Harper delivered remarks after taking the oath of office.