An official website of the United States government

News Español Contact Us

About
About
Created by the U.S. Congress in 1970, the National Credit Union Administration is an independent federal agency that insures deposits at federally insured credit unions, protects the members who own credit unions, and charters and regulates federal credit unions.
Regulation & Supervision
Regulation & Supervision
The NCUA protects the safety and soundness of the credit union system by identifying, monitoring and reducing risks to the National Credit Union Share Insurance Fund. Backed by the full faith and credit of the United States, the Share Insurance Fund provides up to $250,000 of federal share insurance to millions of account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions.
Analysis
Analysis
The NCUA’s economists and analysts compile data on the credit union system’s financial performance, merger activity, changes in credit union chartering and fields of membership, as well as broader economic trends affecting credit unions. Users can find information on a single credit union or analyze broader nation-wide trends.
Support Services
Support Services
The NCUA provides a number of support services to the credit union system, such as providing training, grants and loans, chartering, and field-of-membership services; maintaining the health and stability of Share Insurance Fund; managing the assets of failed credit unions; and providing emergency liquidity.
Consumers
Consumers
The NCUA works to protect credit union members and consumers, raise awareness of potential frauds, facilitate access to affordable financial services, and educate consumers on the importance of savings and how they can improve their financial well-being.
News
News
Stay up to date on the NCUA's activities by subscribing to the NCUA's Express messages. Read press releases, speeches, testimony, and Annual Reports. Register for upcoming conferences and events.
Cybersecurity Resources
Cybersecurity Resources
Cyberattacks and cybersecurity vulnerabilities pose significant risks to the financial system. Because of vulnerabilities within the credit union industry and the broader financial system to potential cyberattacks, cybersecurity is one of the NCUA’s top supervisory priorities and a top-tier risk under the agency’s enterprise risk-management program.

NCUA’s Funds Receive Clean Audit Opinions

February 2025

NCUA’s Funds Receive Clean Audit Opinions

ALEXANDRIA, Va. (Feb. 13, 2025) – The National Credit Union Administration’s four funds again earned unmodified, or “clean,” audit opinions for 2024, according to audited financial statements released today by the agency’s Office of Inspector General.

The complete 2024 financial statement audits are available on NCUA.gov.

The financial statements, audited by the independent auditor KPMG LLP, cover the National Credit Union Share Insurance Fund, the agency’s Operating Fund, the Central Liquidity Facility, and the Community Development Revolving Loan Fund.

The Share Insurance Fund, which held assets of $22.3 billion on December 31, 2024, protects the deposits of more than 142 million members at more than 4,400 federally insured credit unions.

Latest News

NCUA Board Member Tanya F. Otsuka Remarks at the 2025 Governmental Affairs Conference

NCUA Board Member Otsuka spoke today before the audience at GAC on the independence of NCUA.

5 min read

Hauptman Announces Changes to NCUA’s Overdraft/NSF Fee Collection

The NCUA will no longer publish overdraft and non-sufficient fund fee income for individual credit…

2 min read

NCUA Chairman Kyle S. Hauptman Board Meeting Opening Remarks

This is my first board meeting as Chairman. It’s truly an honor to serve as the thirteenth Chairman…

4 min read

NCUA Board Member Tanya F. Otsuka Statement on the Board Briefing, Share Insurance Fund Quarterly Report

NCUA Board Member Tanya Otsuka comments on the performance of and the protection offered by the…

3 min read

Last modified on

02/13/25