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Created by the U.S. Congress in 1970, the National Credit Union Administration is an independent federal agency that insures deposits at federally insured credit unions, protects the members who own credit unions, and charters and regulates federal credit unions.
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The NCUA protects the safety and soundness of the credit union system by identifying, monitoring and reducing risks to the National Credit Union Share Insurance Fund. Backed by the full faith and credit of the United States, the Share Insurance Fund provides up to $250,000 of federal share insurance to millions of account holders in all federal credit unions and the overwhelming majority of state-chartered credit unions.
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The NCUA’s economists and analysts compile data on the credit union system’s financial performance, merger activity, changes in credit union chartering and fields of membership, as well as broader economic trends affecting credit unions. Users can find information on a single credit union or analyze broader nation-wide trends.
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Support Services
The NCUA provides a number of support services to the credit union system, such as providing training, grants and loans, chartering, and field-of-membership services; maintaining the health and stability of Share Insurance Fund; managing the assets of failed credit unions; and providing emergency liquidity.
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The NCUA works to protect credit union members and consumers, raise awareness of potential frauds, facilitate access to affordable financial services, and educate consumers on the importance of savings and how they can improve their financial well-being.
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Stay up to date on the NCUA's activities by subscribing to the NCUA's Express messages. Read press releases, speeches, testimony, and Annual Reports. Register for upcoming conferences and events.
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Cybersecurity Resources
Cybersecurity Resources
Cyberattacks and cybersecurity vulnerabilities pose significant risks to the financial system. Because of vulnerabilities within the credit union industry and the broader financial system to potential cyberattacks, cybersecurity is one of the NCUA’s top supervisory priorities and a top-tier risk under the agency’s enterprise risk-management program.
NCUA’s Information Security Examination and Cybersecurity Assessment Program
ACET and Other Assessment Tools
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The Honorable Todd M. Harper
Recent Speeches
All Speeches/Testimonies - Chairman Todd M. Harper
June 22, 2023
NCUA Chairman Todd M. Harper’s Statement on the Proposed Notice and Comment on the NCUA’s Operating Fee Methodology
June 22, 2023
NCUA Chairman Todd M. Harper’s Statement Following the Board’s New Charter Briefing
June 13, 2023
NCUA Chairman Todd M. Harper’s Remarks at the MD&DC Credit Union Association Annual Meeting & Convention
May 25, 2023
NCUA Chairman Todd M. Harper Statement on the Proposed Rule on Charitable Donation Accounts
May 25, 2023
NCUA Chairman Todd M. Harper Statement on the Share Insurance Fund Quarterly Report
May 22, 2023
NCUA Chairman Todd M. Harper Remarks at the CUNA Midwest Small Credit Union Conference
May 19, 2023
NCUA Chairman Todd M. Harper Remarks at the Indiana Credit Union League
May 18, 2023
NCUA Chairman Todd M. Harper's Written Testimony Before the U.S. Senate Committee on Banking, Housing, and Urban Affairs
May 16, 2023
NCUA Chairman Todd M. Harper's Written Testimony Before the U.S. House Committee on Financial Services
May 08, 2023
NCUA Chairman Todd M. Harper’s Remarks at the Cooperative Credit Union Association’s CU Accelerate 2023
May 02, 2023
NCUA Chairman Todd M. Harper Remarks at the 2023 Inclusiv 2023 Annual Conference “Where Do We Go from Here? Economic Justice and Credit Unions”
April 26, 2023
NCUA Chairman Todd M. Harper Remarks at the Signing of the Memorandum of Understanding with the Public Corporation for the Supervision and Insurance of Cooperatives of Puerto Rico
April 20, 2023
NCUA Chairman Todd M. Harper Statement on the Federal Credit Union Loan Interest Rate Ceiling Briefing
April 20, 2023
NCUA Chairman Todd M. Harper Statement on the Semi-Annual Cybersecurity Briefing
April 20, 2023
NCUA Chairman Todd M. Harper Statement on the Request for Information on Climate-Related Financial Risk
March 16, 2023
NCUA Chairman Todd M. Harper Statement on the Final Rule to Amend the Agency’s Subordinated Debt Rule
March 16, 2023
NCUA Chairman Todd M. Harper Statement on the Safety and Soundness of the Credit Union System
February 28, 2023
NCUA Chairman Todd M. Harper Remarks at the African American Credit Union Coalition Hall of Fame Induction
February 27, 2023
NCUA Chairman Todd M. Harper Remarks at the 2023 Governmental Affairs Conference
February 17, 2023
NCUA Chairman Todd M. Harper Remarks at the African American Credit Union Coalition’s Commitment to Change Friday Conversation
February 16, 2023
NCUA Chairman Todd M. Harper Statement on the Cyber Incident Notification Final Rule
February 16, 2023
NCUA Chairman Todd M. Harper Statement on the Proposed Rule on Field of Membership and Chartering
February 16, 2023
NCUA Chairman Todd M. Harper Statement on the Share Insurance Fund Quarterly Report
January 26, 2023
NCUA Chairman Todd M. Harper Statement on the NCUA’s 2023 Annual Performance Plan
January 26, 2023
NCUA Chairman Todd M. Harper Statement on the Federal Credit Union Loan Interest Rate Ceiling
December 15, 2022
NCUA Chairman Todd M. Harper Statement on the Proposed Financial Innovation Rule
December 15, 2022
NCUA Chairman Todd M. Harper Statement on the NCUA’s 2023–2024 Budget
December 15, 2022
NCUA Chairman Todd M. Harper Statement on the Normal Operating Level Briefing
November 17, 2022
NCUA Chairman Todd M. Harper Statement on the Share Insurance Fund Quarterly Briefing
November 16, 2022
NCUA Chairman Todd M. Harper's Written Testimony before the U.S. House Committee on Financial Services
November 15, 2022
NCUA Chairman Todd M. Harper's Written Testimony before the U.S. Senate Committee on Banking, Housing, and Urban Affairs
November 02, 2022
NCUA Chairman Todd M. Harper Opening Remarks at the NCUA’s 2022 DEI & ACCESS Summit
October 20, 2022
NCUA Chairman Todd M. Harper Statement on the NCUA’s Risk Appetite Statement
October 20, 2022
NCUA Chairman Todd M. Harper Statement Following the Central Liquidity Facility Briefing
October 20, 2022
NCUA Chairman Todd M. Harper Statement on the Semi-Annual Cybersecurity Briefing
October 19, 2022
NCUA Chairman Todd M. Harper Opening Remarks at NCUA’s Public Budget Briefing on the Staff Draft Budget for 2023 and 2024
September 30, 2022
NCUA Chairman Todd M. Harper Remarks at the Virginia Credit Union League CEO Summit
September 22, 2022
NCUA Chairman Todd M. Harper Statement on Amendments to the Subordinated Debt Rule
September 22, 2022
NCUA Chairman Todd M. Harper Statement on the Member Expulsion Proposed Rule
September 22, 2022
NCUA Chairman Todd M. Harper Statement on the Share Insurance Fund
September 14, 2022
NCUA Chairman Todd M. Harper Remarks at the NAFCU Congressional Caucus
September 08, 2022
NCUA Chairman Todd M. Harper Remarks at the NASCUS Exchange
August 26, 2022
NCUA Chairman Todd M. Harper Remarks at the African-American Credit Union Coalition Annual Conference
July 21, 2022
NCUA Chairman Todd M. Harper Statement on the Cyber Incident Notification Notice of Proposed Rulemaking
July 21, 2022
NCUA Chairman Todd M. Harper Statement on the 2022 Midsession Budget Review
July 21, 2022
NCUA Chairman Todd M. Harper Statement on the Asset and Supervision Thresholds Final Rule
July 11, 2022
NCUA Chairman Todd M. Harper Remarks at the Investiture Ceremony
June 22, 2022
NCUA Chairman Todd M. Harper Opening Remarks for the NCUA Briefing for the National Bank of Ukraine and Deposit Guarantee Fund
June 20, 2022
NCUA Chairman Todd M. Harper Remarks at the CUNA Cybersecurity Conference with NASCUS
June 16, 2022
NCUA Chairman Todd M. Harper Statement Following the Staff Briefing on the Post-Exam Survey Pilot
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Last modified on
04/12/24
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